Planning for Retirement
Retirement today means something different than in previous generations. People are feeling younger and living longer. Some are choosing to remain in the workforce – either by continuing in their professions or enjoying encore careers. Many are planning for an active lifestyle, one that might include travel to once-in-a-lifetime destinations. As we live longer, we also must consider the increasing costs of healthcare and long-term care, as well as the need for our money to last for not just a few years, but potentially decades. Your Raymond James advisor has the expertise and resources to help you plan for all of the things you want to do.
Envisioning Retirement
There’s so much more to retirement these days than simply not working. The possibilities are boundless. Your Raymond James advisor will help you envision the specifics of the retirement lifestyle you want, and help you develop a plan that’s just as specific to turn those dreams into reality.
Learn MoreRetirement Income
Just because you no longer receive a paycheck doesn’t mean you won’t need steady income. The planning process continues into your retirement. Your Raymond James advisor will work with you to develop an income stream designed to last a lifetime and help ensure a secure and comfortable retirement.
Learn MoreSocial Security
In theory, Social Security seems simple. But this retirement benefit is in fact quite nuanced, with a number of variables to consider – including when to start collecting, how to maximize your benefit and what to do if you choose to go back to work. Your Raymond James advisor can guide you through the decision-making process to help you to make choices that best suit your income needs.
Health & Long-term Care
As we live longer, we also increase the likelihood that, one day, each of us could face a health issue or need long-term care. The increasing costs of such care can test the limits of anyone’s wealth. Your Raymond James advisor can help you consider ways to alleviate those costs, as well as the stress of providing quality care for loved ones.
Learn MoreLongevity Planning
Living longer means you will want to preserve your standard of living as you grow older. You will want to have comfortable housing and reliable modes of transportation to stay mobile. And you’ll want have to have quality care when you need it. Your Raymond James advisor can help you identify sophisticated solutions for living not just a longer life, but a fulfilling one.
Commentary & Insights
Key person insurance protects your business from a difficult loss
It is a fact known to many business owners that a key part of their success walks out of the door at the end of each workday.
Read about Key person insurance protects your business from a difficult lossYour business deserves an "estate plan"
Drafting a succession plan now can help your business stand the test of time.
Read about Your business deserves an "estate plan"The good business of saving for someone else's retirement
As a growing number of state-facilitated retirement plans are implemented across the country, offering more robust employee benefits could benefit your business’s bottom line.
Read about The good business of saving for someone else's retirementFind an Advisor
Connect with a Raymond James advisor or an office near you.